Our services as a life insurance educator

Insurance Agents work on behalf of life insurance companies to help potential customers navigate the process of buying life insurance. While you can shop around for life insurance on your own, using a professional who knows the ins and outs of life insurance, such as an agent, might save you both time and money.

Life Insurance

Plan today for the uncertainties of tomorrow. You can have peace of mind today knowing those who depend on you will be secure tomorrow with life insurance. See how easy it is to protect the people you love. Most of us know that having life insurance means your loved ones receive a cash benefit when you die. But you might also be able to use it to help with your needs while you’re still alive, like providing supplemental income for retirement or a source of funds if you become ill.

Life Insurance products

  • 401(K), IRA Rollovers
  • Long Term Care
  • College Plans
  • Index Universal Life
  • Fixed Index Annuities
  • Executive Bonus Plans
  • Legacy Planning
  • Living Trusts
  • Health Insurance
  • Life Insurance
  • Wills

Services

Put your 401(k) in the right place

If you have an 401(k), 457 or 403(b), it’s time to consider your options – including rolling over to a  IRA

Retire with your IRA in place

Open an Individual Retirement Account(IRA) today for the options and support you need to retire the way you want.

Protected income from an Annuity

Retirement should be a time filled with adventure, discovery and fun. Learn more about how an annuity can help make your transition into retirement a smooth one.

 Long-term care insurance policy.

Helps cover the costs of that care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Most policies will reimburse you for care given in a variety of places, such as:

  • Your home.
  • A nursing home.
  • An assisted living facility.
  • An adult day care center.

College Plans

A 529 plan is a college savings plan that offers tax and financial aid benefits. 529 plans may also be used to save and invest for K-12 tuition in addition to college costs. There are two types of 529 plans: college savings plans and prepaid tuition plans.

Index Universal Life

Indexed universal life insurance is a type of permanent life insurance, with a cash value component in addition to a death benefit. The money in your cash value account can earn interest based on a stock market index chosen by your insurer, such as the S&P 500.

Fixed Index Annuity

A Fixed Index Annuity is a tax-favored accumulation product issued by an insurance company. It shares features with fixed deferred interest rate annuities; however, with an index annuity, the annual growth is bench-marked to a stock market index ( S&P500) rather than an interest rate.

Legacy Planning

Legacy Planning is a more holistic approach to estate planning. It is the creation of a definitive plan for managing your total wealth while you’re alive, distributing your estate how you choose after your death, and a clear plan to pass on your legacy. Your estate includes all assets of any value that you own.

Living Trust

A living trust is a legal document, or trust, created during an individual’s lifetime where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary.

Life Insurance

It’s an important safety net if anyone depends on you financially. A life insurance payout can be used for debts such as a mortgage, to replace your income or provide funds for college tuition. It is a contract with an insurance company in exchange for regular premiums you pay over time.

 

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